2026 BMW X3 Lease Deals

1. ¹Advertised lease payment. Manufacturer-advertised closed-end lease for the 2026 BMW X3 30 xDrive (MSRP $58,450), offered through participating dealers on approved credit; not all customers qualify. $5,299 total due at signing. 39 monthly payments of $549 (first due at signing) total $21,411. 10,000 mi/yr; $0.25/mi over. Excludes taxes, title, license, registration, and dealer fees. Per the manufacturer's terms, the amount due at signing includes a $925 acquisition fee. Offer expires November 2, 2026. Payment and terms are set by the manufacturer and participating dealers. AutoFinder is not a lessor, does not set pricing, and is not a party to any lease. Sourced from bmwusa.com on October 12, 2026.
2. ²Effective monthly cost. AutoFinder calculation: $5,299 due at signing plus the remaining 38 payments of $549 ($26,161 total), divided by 39 months. Excludes taxes, title, registration, and any excess mileage or wear charges. For comparison only.
3. ³MSRP and invoice price. MSRP is the manufacturer's suggested retail price for the trim shown and may exclude destination charges, options, and dealer-installed accessories. Invoice prices are estimates of dealer cost from AutoFinder's vehicle data provider and do not reflect holdbacks, incentives, or regional pricing. Potential savings is MSRP minus estimated invoice. Dealers set the actual selling price.
4. ⁴Estimated lease payment by trim. AutoFinder estimate made by scaling the advertised 30 xDrive payment by each trim's starting MSRP. This is not an offer from any manufacturer, lender, or dealer. Actual payments depend on residual value, money factor, incentives, credit approval, and dealer pricing, and exclude taxes and fees.
5. ⁵Finance payment estimate. AutoFinder calculated $1,052 per month by financing $53,151 (the advertised MSRP less $5,299 down) over 60 months at 7% APR with $0 applied for a trade-in. These are AutoFinder's assumptions. This is not an offer of credit, not a quote from any lender, and not based on your credit history; your actual rate, term, and payment will differ. Excludes taxes, title, license, registration, and dealer fees.
6. ⁶Typical lease and deal rating. Median ($579/mo) and range ($417–$921/mo) of estimated lease payments across X3 listings AutoFinder tracks. The deal rating compares the advertised payment to that median and is for comparison only.

Loyalty Offers available to qualified customers who have leased or financed a BMW model through BMW Financial Services NA, LLC in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $1000 off MSRP on select new 2026 BMW X3 30 xDrive models (consists of $500 BMW of North America, LLC contribution, plus $500 loyalty contribution from your BMW Center). Must take delivery by November 02 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details.\r\nAdvertised lease offer is a national advertisement intended to be available on new 2026 BMW X3 30 xDrive models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico.\r\nAdvertised monthly lease payments of $549 per month for 39 months is based on an adjusted capitalized cost of $49990 (MSRP of $58450, including destination and handling fee of $1350, less $3825 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2635 Lease Credit of $1000, and SoCal Edition Package Credit of $1000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3825 capitalized cost reduction, $549 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33317 plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply.\r\nThis X3 Offer requires SoCal Edition Package included in the vehicle build. SoCal Edition Package Credit of $1000 is a credit against the MSRP of the vehicle. In order to qualify for the SoCal Edition Package credit, the applicable X3 30 xDrive model must be equipped with the SoCal Edition Package (Package Code: ZS9). Contact your local BMW Center for more details.\r\nOffer valid through November 02 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.\r\n