2026 BMW 4 Series Gran Coupe Lease Deals

2026 October 2026 offers · Updated October 12, 2026
2026 BMW 4 Series Gran Coupe 430i
Advertised Lease430iRear Wheel Drive
$649/mo1
Above market
  • 39 months
  • $5,629 due at signing
  • 10,000 mi/yr
Effective Monthly
$7772
MSRP as Advertised
$53,4003
Offer Ends
Nov 2

Closed-end lease. $5,629 total due at signing. 39 monthly payments of $649 (first due at signing) total $25,311. 10,000 mi/yr; $0.25/mi over. Excludes taxes, title, license, registration, and dealer fees. On approved credit.

Local dealers confirm availability

Is the 2026 BMW 4 Series Gran Coupe Lease a Good Deal?

Above market
Fair
Good
Excellent

Above market. The advertised payment is 25% above the $520/mo median lease payment across 4 Series Gran Coupe listings we track (range $413–$850).

Effective payment
$777/mo2
Due at signing spread over 39 months
Payment vs. MSRP
1.22%
Under 1% a month is a strong lease
Typical 4 Series Gran Coupe lease
$520/mo6
Range $413–$850

About The 2026 BMW 4 Series Gran Coupe Lease

The 2026 BMW 4 Series Gran Coupe is advertised at $649 a month for 39 months on the 430i trim (MSRP $53,400), with $5,629 due at signing and 10,000 miles a year.

Lease Terms To Check Before You Sign

  • 10,000 miles per year

    Extra miles cost $0.25 each at turn-in. If you drive more, ask for a higher-mileage version now; it is cheaper than paying overage later.

  • $5,629 due at signing

    A $0-down version would raise the payment by about $131/mo, and keeps your cash safe if the vehicle is totaled early.

  • Fees in the fine print

    $925 acquisition.

  • Regional pricing

    Lease programs vary by region. Other areas often have a different payment, so confirm with a dealer near your ZIP.

Lease vs. Buy The 2026 BMW 4 Series Gran Coupe

Lease
$649/mo1
39 months, then return it or buy it out
Finance (estimate)
$946/mo5
60 months at 7% APR, same $5,629 down

Run your own numbers: Lease vs. Buy Calculator · Car Payment Calculator

Similar Sedan Lease Deals You Might Like

More BMW Lease Deals

All BMW Lease Deals

Research The BMW 4 Series Gran Coupe

Frequently Asked Questions

How much is a 2026 BMW 4 Series Gran Coupe lease per month?

The current advertised 2026 BMW 4 Series Gran Coupe 430i lease is $649 per month for 39 months with $5,629 due at signing and 10,000 miles per year. Counting the money due at signing, the effective cost is about $777 per month.

Is the 2026 BMW 4 Series Gran Coupe lease a good deal?

We rate it "Above market". The advertised payment is 25% above the $520/mo median lease payment across 4 Series Gran Coupe listings we track (range $413–$850).

When does the 2026 BMW 4 Series Gran Coupe lease offer expire?

The current offer runs through November 2, 2026. Manufacturers usually refresh lease programs at the start of each month.

How much do you need down to lease a 2026 BMW 4 Series Gran Coupe?

The advertised offer requires $5,629 due at signing, which usually covers the first payment, a down payment, and fees. Rolling that into the lease instead would add roughly $131 per month.

Is it better to lease or buy a 2026 BMW 4 Series Gran Coupe?

Leasing costs $649/mo here. Financing the same $53,400 vehicle over 60 months at 7% APR with the same $5,629 down is about $946/mo, but you own it at the end. Leasing wins if you want a lower payment and a new vehicle every few years.

  1. 1Advertised lease payment. Manufacturer-advertised closed-end lease for the 2026 BMW 4 Series Gran Coupe 430i (MSRP $53,400), offered through participating dealers on approved credit; not all customers qualify. $5,629 total due at signing. 39 monthly payments of $649 (first due at signing) total $25,311. 10,000 mi/yr; $0.25/mi over. Excludes taxes, title, license, registration, and dealer fees. Per the manufacturer's terms, the amount due at signing includes a $925 acquisition fee. Offer expires November 2, 2026. Payment and terms are set by the manufacturer and participating dealers. AutoFinder is not a lessor, does not set pricing, and is not a party to any lease. Sourced from bmwusa.com on October 12, 2026.
  2. 2Effective monthly cost. AutoFinder calculation: $5,629 due at signing plus the remaining 38 payments of $649 ($30,291 total), divided by 39 months. Excludes taxes, title, registration, and any excess mileage or wear charges. For comparison only.
  3. 3MSRP and invoice price. MSRP is the manufacturer's suggested retail price for the trim shown and may exclude destination charges, options, and dealer-installed accessories. Invoice prices are estimates of dealer cost from AutoFinder's vehicle data provider and do not reflect holdbacks, incentives, or regional pricing. Potential savings is MSRP minus estimated invoice. Dealers set the actual selling price.
  4. 5Finance payment estimate. AutoFinder calculated $946 per month by financing $47,771 (the advertised MSRP less $5,629 down) over 60 months at 7% APR with $0 applied for a trade-in. These are AutoFinder's assumptions. This is not an offer of credit, not a quote from any lender, and not based on your credit history; your actual rate, term, and payment will differ. Excludes taxes, title, license, registration, and dealer fees.
  5. 6Typical lease and deal rating. Median ($520/mo) and range ($413–$850/mo) of estimated lease payments across 4 Series Gran Coupe listings AutoFinder tracks. The deal rating compares the advertised payment to that median and is for comparison only.

Loyalty Offers available to qualified customers who have leased or financed a BMW model through BMW Financial Services NA, LLC in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $1000 off MSRP on select new 2026 BMW 430i Gran Coupe models (consists of $500 BMW of North America, LLC contribution, plus $500 loyalty contribution from your BMW Center). Must take delivery by November 02 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details.\r\nAdvertised lease offer is a national advertisement intended to be available on new 2026 BMW 430i Gran Coupe models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico.\r\nAdvertised monthly lease payments of $649 per month for 39 months is based on an adjusted capitalized cost of $46645 (MSRP of $53400, including destination and handling fee of $1350, less $4055 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $2700). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $4055 capitalized cost reduction, $649 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $28836 plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply.\r\nOffer valid through November 02 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.\r\n

View the offer on the manufacturer site
2026 4 Series Gran Coupe 430i
$649/mo1