Out the Door Price Calculator

How to use the out-the-door price calculator

1. Enter the vehicle price
   Add the selling price of the vehicle you are considering.
2. Select your state
   Choose your state to see estimated sales tax and common fees. You can edit any of these amounts.
3. Add your trade and cash down
   Enter your trade allowance and planned cash down amount, if applicable.
4. Enter your loan details
   Choose a loan term and enter your expected APR to estimate financing costs.
5. Review your estimate
   See your estimated out-the-door price, amount financed, monthly payment, and total interest.

What Is an Out-the-Door Price?

The out-the-door price is the estimated total cost of buying a vehicle once applicable taxes and fees are added to the selling price. It gives you a more complete number to consider than the advertised price alone.

Depending on the vehicle and where you live, your final price may include sales tax, title and registration costs, a documentation fee, destination charges, and other applicable fees.

Knowing the estimated out-the-door price can make it easier to compare vehicles and understand how much you may need to pay or finance.

What Is Included in an Out-the-Door Price?

An out-the-door price typically starts with the vehicle's selling price and adds the taxes and fees associated with the purchase.

Common costs can include:

• Vehicle selling price
• Sales tax
• Destination charge
• Title and registration
• License fees
• Documentation fees
• Other applicable state or local charges

Your actual costs can vary based on the vehicle, dealer, state, and local tax rules. That is why the AutoFinder calculator lets you edit the assumptions used in your estimate.

How Is Out-the-Door Price Calculated?

A basic calculation looks like this:

Vehicle selling price + applicable taxes + applicable fees = estimated out-the-door price

Trade allowance can also affect the calculation. Depending on your state, a qualifying trade may reduce the amount of the vehicle purchase that is subject to sales tax.

Cash down works differently. Your down payment generally reduces the amount you need to finance, rather than changing the actual out-the-door price of the vehicle.

Why Calculate the Out-the-Door Price Before Shopping?

A vehicle advertised for $30,000 may ultimately cost more once taxes and applicable fees are included. Looking at the estimated out-the-door price gives you a better idea of the total purchase cost before you make a decision.

It can also help you compare vehicles using a more complete number instead of focusing only on MSRP or advertised price.

Once you have an estimate that works for your budget, you can use AutoFinder to explore new and used vehicles and compare your available options.