2026 Ford F-150 Lease Deals

2026 November 2026 offers · Updated November 9, 2026
2026 Ford F-150 XL
Advertised LeaseXLRear Wheel Drive
$514/mo1
  • 36 months
  • $3,014 due at signing
  • 12,000 mi/yr
Effective Monthly
$5832
MSRP as Advertised
$40,0853
Offer Ends
Jan 4

Closed-end lease. $3,014 total due at signing. 36 monthly payments of $514 (first due at signing) total $18,504. Total lease cost $21,004, including the amount due at signing. 12,000 mi/yr. Plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge. On approved credit.

Local dealers confirm availability

2026 Ford F-150 Trims & Lease Prices

8 trims from $37,290 to $79,005. Scroll to compare.

XLSTXXLTLariatTremorKing RanchPlatinumRaptor
Starting MSRP3$37,290$44,855$45,695$59,560$64,915$65,825$68,800$79,005
Invoice Price3$35,612$42,836$42,725$55,688$60,695$61,547$64,328$73,870
Potential Savings$1,678$2,019$2,970$3,872$4,220$4,278$4,472$5,135
Est. Lease Payment4$514/mo Advertised$618/mo$630/mo$821/mo$895/mo$907/mo$948/mo$1,089/mo

About The 2026 Ford F-150 Lease

The 2026 Ford F-150 is advertised at $514 a month for 36 months on the XL trim (MSRP $40,085), with $3,014 due at signing and 12,000 miles a year. The F-150 starts at $37,290 MSRP with a dealer invoice of about $35,612 for the XL. It's offered in 8 trims: XL ($37,290), STX ($44,855), XLT ($45,695), Lariat ($59,560), Tremor ($64,915), King Ranch ($65,825), Platinum ($68,800), Raptor ($79,005). Advertised lease payments assume a selling price near MSRP, so negotiating the price toward invoice lowers your payment. Closing the full $1,678 gap would cut about $47 a month.

Lease Terms To Check Before You Sign

  • 12,000 miles per year

    If you drive more, ask for a higher-mileage version now; it is cheaper than paying overage later.

  • $3,014 due at signing

    A $0-down version would raise the payment by about $71/mo, and keeps your cash safe if the vehicle is totaled early.

  • Regional pricing

    Lease programs vary by region. Other areas often have a different payment, so confirm with a dealer near your ZIP.

Lease vs. Buy The 2026 Ford F-150

Lease
$514/mo1
36 months, then return it or buy it out
Finance (estimate)
$734/mo5
60 months at 7% APR, same $3,014 down

Run your own numbers: Lease vs. Buy Calculator · Car Payment Calculator

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Frequently Asked Questions

How much is a 2026 Ford F-150 lease per month?

The current advertised 2026 Ford F-150 XL lease is $514 per month for 36 months with $3,014 due at signing and 12,000 miles per year. Counting the money due at signing, the effective cost is about $583 per month.

What trims are available to lease on the 2026 Ford F-150?

The 2026 Ford F-150 comes in 8 trims: XL ($37,290), STX ($44,855), XLT ($45,695), Lariat ($59,560), Tremor ($64,915), King Ranch ($65,825), Platinum ($68,800), Raptor ($79,005). The advertised lease is on the XL trim; other trims lease for more or less depending on price.

When does the 2026 Ford F-150 lease offer expire?

The current offer runs through January 4, 2027. Manufacturers usually refresh lease programs at the start of each month.

How much do you need down to lease a 2026 Ford F-150?

The advertised offer requires $3,014 due at signing, which usually covers the first payment, a down payment, and fees. Rolling that into the lease instead would add roughly $71 per month.

Is it better to lease or buy a 2026 Ford F-150?

Leasing costs $514/mo here. Financing the same $40,085 vehicle over 60 months at 7% APR with the same $3,014 down is about $734/mo, but you own it at the end. Leasing wins if you want a lower payment and a new vehicle every few years.

  1. 1Advertised lease payment. Manufacturer-advertised closed-end lease for the 2026 Ford F-150 XL (MSRP $40,085), offered through participating dealers on approved credit; not all customers qualify. $3,014 total due at signing. 36 monthly payments of $514 (first due at signing) total $18,504. Total lease cost $21,004, including the amount due at signing. 12,000 mi/yr. Plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge. Offer expires January 4, 2027. Payment and terms are set by the manufacturer and participating dealers. AutoFinder is not a lessor, does not set pricing, and is not a party to any lease.
  2. 2Effective monthly cost. AutoFinder calculation: $3,014 due at signing plus the remaining 35 payments of $514 ($21,004 total), divided by 36 months. Excludes taxes, title, registration, and any excess mileage or wear charges. For comparison only.
  3. 3MSRP and invoice price. MSRP is the manufacturer's suggested retail price for the trim shown and may exclude destination charges, options, and dealer-installed accessories. Invoice prices are estimates of dealer cost from AutoFinder's vehicle data provider and do not reflect holdbacks, incentives, or regional pricing. Potential savings is MSRP minus estimated invoice. Dealers set the actual selling price.
  4. 4Estimated lease payment by trim. AutoFinder estimate made by scaling the advertised XL payment by each trim's starting MSRP. This is not an offer from any manufacturer, lender, or dealer. Actual payments depend on residual value, money factor, incentives, credit approval, and dealer pricing, and exclude taxes and fees.
  5. 5Finance payment estimate. AutoFinder calculated $734 per month by financing $37,071 (the advertised MSRP less $3,014 down) over 60 months at 7% APR with $0 applied for a trade-in. These are AutoFinder's assumptions. This is not an offer of credit, not a quote from any lender, and not based on your credit history; your actual rate, term, and payment will differ. Excludes taxes, title, license, registration, and dealer fees.
  6. 7California shoppers (CARS Act). Plus government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge. Total lease cost is everything you pay over the lease for this 2026 Ford F-150: the amount due at signing (which includes the first payment and any cash down payment or capitalized cost reduction) plus all remaining scheduled monthly payments, before taxes and the charges above. No trade-in is assumed. MSRP is not the vehicle's selling price. Ask the dealer for the vehicle's total price, which under California law includes any dealer markup and installed accessories and does not subtract rebates. Add-on products such as service contracts, GAP coverage, and protection packages are not required, and you can lease the vehicle without them. Each offer is available only through its stated expiration date and only on vehicles the dealer has in stock at the advertised terms. AutoFinder is not a dealer or lessor and does not set prices.

$3,014.00 total due at lease signing includes down payment, first month payment, and $0.00 security deposit. Total cost to lessee is $18,504.00 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through 01/04/2027.

2026 F-150 XL
$514/mo1