2026 Cadillac CT5 Lease Deals

2026 October 2026 offers · Updated October 12, 2026
2026 Cadillac CT5 Premium Luxury
Advertised LeasePremium LuxuryRear Wheel Drive
$743/mo1
Fair deal
  • 36 months
  • $5,743 due at signing
  • 12,000 mi/yr
Effective Monthly
$8822
MSRP as Advertised
$50,3953
Offer Ends
Nov 2

Closed-end lease. $5,743 total due at signing. 36 monthly payments of $743 (first due at signing) total $26,748. 12,000 mi/yr. Excludes taxes, title, license, registration, and dealer fees. On approved credit.

Local dealers confirm availability

2026 Cadillac CT5 Trims & Lease Prices

2 trims from $49,200 to $50,200. Scroll to compare.

Premium LuxurySport
Starting MSRP3$49,200$50,200
Invoice Price3$46,740$47,690
Potential Savings$2,460$2,510
Est. Lease Payment4$743/mo Advertised$758/mo

Is the 2026 Cadillac CT5 Lease a Good Deal?

Above market
Fair
Good
Excellent

Fair deal. The advertised payment is 1% above the $733/mo median lease payment across CT5 listings we track (range $443–$1,014).

Effective payment
$882/mo2
Due at signing spread over 36 months
Payment vs. MSRP
1.47%
Under 1% a month is a strong lease
Typical CT5 lease
$733/mo6
Range $443–$1,014

About The 2026 Cadillac CT5 Lease

The 2026 Cadillac CT5 is advertised at $743 a month for 36 months on the Premium Luxury trim (MSRP $50,395), with $5,743 due at signing and 12,000 miles a year. The CT5 starts at $49,200 MSRP with a dealer invoice of about $46,740 for the Premium Luxury. It's offered in 2 trims: Premium Luxury ($49,200), Sport ($50,200). Advertised lease payments assume a selling price near MSRP, so negotiating the price toward invoice lowers your payment. Closing the full $2,460 gap would cut about $68 a month.

Lease Terms To Check Before You Sign

  • 12,000 miles per year

    If you drive more, ask for a higher-mileage version now; it is cheaper than paying overage later.

  • $5,743 due at signing

    A $0-down version would raise the payment by about $143/mo, and keeps your cash safe if the vehicle is totaled early.

  • Regional pricing

    Lease programs vary by region. Other areas often have a different payment, so confirm with a dealer near your ZIP.

Lease vs. Buy The 2026 Cadillac CT5

Lease
$743/mo1
36 months, then return it or buy it out
Finance (estimate)
$884/mo5
60 months at 7% APR, same $5,743 down

Run your own numbers: Lease vs. Buy Calculator · Car Payment Calculator

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Frequently Asked Questions

How much is a 2026 Cadillac CT5 lease per month?

The current advertised 2026 Cadillac CT5 Premium Luxury lease is $743 per month for 36 months with $5,743 due at signing and 12,000 miles per year. Counting the money due at signing, the effective cost is about $882 per month.

Is the 2026 Cadillac CT5 lease a good deal?

We rate it "Fair deal". The advertised payment is 1% above the $733/mo median lease payment across CT5 listings we track (range $443–$1,014).

What trims are available to lease on the 2026 Cadillac CT5?

The 2026 Cadillac CT5 comes in 2 trims: Premium Luxury ($49,200), Sport ($50,200). The advertised lease is on the Premium Luxury trim; other trims lease for more or less depending on price.

When does the 2026 Cadillac CT5 lease offer expire?

The current offer runs through November 2, 2026. Manufacturers usually refresh lease programs at the start of each month.

How much do you need down to lease a 2026 Cadillac CT5?

The advertised offer requires $5,743 due at signing, which usually covers the first payment, a down payment, and fees. Rolling that into the lease instead would add roughly $143 per month.

Is it better to lease or buy a 2026 Cadillac CT5?

Leasing costs $743/mo here. Financing the same $50,395 vehicle over 60 months at 7% APR with the same $5,743 down is about $884/mo, but you own it at the end. Leasing wins if you want a lower payment and a new vehicle every few years.

  1. 1Advertised lease payment. Manufacturer-advertised closed-end lease for the 2026 Cadillac CT5 Premium Luxury (MSRP $50,395), offered through participating dealers on approved credit; not all customers qualify. $5,743 total due at signing. 36 monthly payments of $743 (first due at signing) total $26,748. 12,000 mi/yr. Excludes taxes, title, license, registration, and dealer fees. Offer expires November 2, 2026. Payment and terms are set by the manufacturer and participating dealers. AutoFinder is not a lessor, does not set pricing, and is not a party to any lease.
  2. 2Effective monthly cost. AutoFinder calculation: $5,743 due at signing plus the remaining 35 payments of $743 ($31,748 total), divided by 36 months. Excludes taxes, title, registration, and any excess mileage or wear charges. For comparison only.
  3. 3MSRP and invoice price. MSRP is the manufacturer's suggested retail price for the trim shown and may exclude destination charges, options, and dealer-installed accessories. Invoice prices are estimates of dealer cost from AutoFinder's vehicle data provider and do not reflect holdbacks, incentives, or regional pricing. Potential savings is MSRP minus estimated invoice. Dealers set the actual selling price.
  4. 4Estimated lease payment by trim. AutoFinder estimate made by scaling the advertised Premium Luxury payment by each trim's starting MSRP. This is not an offer from any manufacturer, lender, or dealer. Actual payments depend on residual value, money factor, incentives, credit approval, and dealer pricing, and exclude taxes and fees.
  5. 5Finance payment estimate. AutoFinder calculated $884 per month by financing $44,652 (the advertised MSRP less $5,743 down) over 60 months at 7% APR with $0 applied for a trade-in. These are AutoFinder's assumptions. This is not an offer of credit, not a quote from any lender, and not based on your credit history; your actual rate, term, and payment will differ. Excludes taxes, title, license, registration, and dealer fees.
  6. 6Typical lease and deal rating. Median ($733/mo) and range ($443–$1,014/mo) of estimated lease payments across CT5 listings AutoFinder tracks. The deal rating compares the advertised payment to that median and is for comparison only.

$5,743.00 total due at lease signing includes down payment, first month payment, and $0.00 security deposit. Total cost to lessee is $26,748.00 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through 11/02/2026.

2026 CT5 Premium Luxury
$743/mo1